You can use a Working Capital loan to “de-finance” your business. Small cash advance loans are a great way of doing so. Bank loans and net worth of a company are determined by the strength of your balance sheet. As well, there is the risk of banks cancelling a line-of-credit or “calling the note due” during difficult business cycles… sometimes resulting in foreclosure. Many small businesses search for long-term debt as their first option, and this includes some longer-term equipment leases. By utilizing micro business loans, working capital loans, and short-term unsecured bank account financing, small business owners can eliminate such risks and boost your balance sheet. These loans may carry a higher short-term finance cost, but often result in big savings (in addition to the benefit of strengthened financial statements) in the long-run.