Yes. Available credit is often as much as doubled or tripled within 2-4 months of the initial loan. This is usually accomplished in two different ways. First, some lending companies have multiple programs, and can (with performance) move business owners from a business starter loan at first, up to a preferred or premier commercial loan program after a few months. As well, payment history in any program, along with consistent or even growing bank deposits and/or balances, usually result in both higher loan amounts… but also often in longer payment terms.