There are are tens, if not hundreds, of advertised lending sources for small business loans, bad credit loans, commercial loans, and micro loans… with more popping up every day. Many loan brokers advertise working capital loans but may have little experience and superficial partnerships. Some simply refer the applications to another broker or lender. This usually results in either over submission (Mistake #1) or under-analysis and lower approval rates and loan amounts. Small business owners should select a lender carefully, and only work with one, if they want the easiest transparent process, as well as higher approval odds, higher loan amounts, and the best overall terms.