Most companies require a short application, as well as bank statements and sometimes merchant (credit card) processing statements. They use this information to calculate and verify cash-flow and revenue. Other information often needed before funding include things like: Landlord contact information, copies of drivers licenses, and a voided check (for ACH deposit and payments). Sometimes proof of ownership or corporation in good standing is needed, as is a copy of the business lease. Best case scenario is approval with a simple interest rate of 12.99%. However, good lending sources also offer bad credit cash advances, and rates and terms anywhere in between.