Bank loans and net worth of a company are determined by the strength of your balance sheet. As well, there is the risk of “calling the note due” during difficult business cycles… sometimes resulting in foreclosure. Many companies search for long-term debt as their first option, and this includes some longer-term equipment leases. By utilizing short-term unsecured bank account financing, you can eliminate such risks and boost your balance sheet. These loans may carry a higher short-term finance cost, but often result in long-term savings due to their timeframes.