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  1. To Map the Future – The value of a Business Plan is not simply a means to a loan.  More important than that, it is a process that helps small business owners manage their business more effectively, with a holistic view and integrated functions that allows them to forecast scenarios, identify risks, and plan for contingencies.
  2. To Support Growth – Most small businesses cannot sustain growth on cash-flows alone.  A solid and updated Business Plan helps potential Lenders & Investors understand your past, and have confidence in your future projections.
  3. To Develop & Communicate a Course of Action – Committing an iterative plan to paper , distractions are minimized, and the company is aligned and can focus on key activities.  Additionally, company and individual milestones may be measured and managed more effectively.
  4. To Help Manage Cash Flow – Most business fail due, not to concept or management or growth, but to cash-flow.  The bottom-line of an Income Statement is often not realized in immediate cash.  When they arise, most growth opportunities require significant & immediate cash investment.  Some sources include hard money, line of credit, micro business loans, bank statement loans, working capital loans, bank statement loans, and cash advances.  Rates can start as low as 12.99% (simple interest), but there are also bad credit cash advances and many rates and terms in between